Acceptance of terms
By using homeportequity.com, operated by Homeport Equity (JJ de Villiers, Mortgage Broker, NMLS #312623, CA DRE #01886690), you agree to these terms. If you do not agree, please do not use the site.
Not a commitment to lend
Nothing on this site is a loan offer or a commitment to lend. Rates, programs, and terms are subject to change and to credit approval, and not all applicants will qualify. The calculators, examples, and articles on this site are illustrative only and are not a guarantee that any product, amount, rate, or term is or will be available to you.
Acceptable use
You may use this site for lawful purposes only. You may not:
- Scrape, crawl, or systematically download site content for commercial purposes without written permission
- Use automated tools to submit forms or abuse site functionality
- Attempt to reverse-engineer, interfere with, or disrupt the site or its infrastructure
- Use the site to transmit spam, malware, or harmful content
Intellectual property
All content on this site, including articles, guides, graphics, and code, is owned by Homeport Equity unless otherwise stated. You may share links to individual pages. You may not republish, reproduce, or redistribute content without written permission.
Disclaimer of warranties
Information on this site is provided “as is” for general informational purposes only. We make no warranties, express or implied, regarding accuracy, completeness, or fitness for a particular purpose.
Home equity decisions involve significant financial and legal considerations. Always consult a licensed mortgage professional, financial advisor, or attorney before entering into any equity agreement or loan. The information on this site is general education, not financial, tax, or lending advice.
Limitation of liability
To the maximum extent permitted by law, Homeport Equity is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on its content, including but not limited to decisions made in reliance on articles, estimates, or calculator results.
Third-party links and services
This site links to and uses external sites and services, including scheduling tools, lender and provider pages, and government resources. We are not responsible for the content or accuracy of external sites.
Governing law
These terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any dispute arising from these terms or your use of this site will be resolved in the state or federal courts located in California.
Changes to terms
We may update these terms at any time. The date at the top of this page reflects the most recent update. Continued use of the site after changes constitutes acceptance.
Contact
Questions about these terms: email hello@homeportequity.com, call (858) 707-5299, or use our contact form.